3-day Virtual Seminar

Financial Discipline & Cash Flow Management (Practical Systems for Weekly Control)

Overview

This one-hour online session teaches a practical, owner-usable system for controlling cash flow through discipline, forecasting, and weekly decision routines. The focus is execution: participants learn how to "run cash" like an operating process rather than a monthly finance activity.

The session begins by separating profit from cash. Participants learn the cash-timing reality: invoices don’t equal cash, and expenses can hit before revenue is collected. We then build a simple cash map: (1) cash-in sources (collections, deposits, loans, owner funding), (2) cash-out commitments (payroll, rent, suppliers, taxes, debt), and (3) timing by week. This creates immediate visibility into what is unavoidable versus what is discretionary.

Next, participants learn how to structure a rolling weekly cash forecast (commonly built as a 13-week view) using the direct method: expected cash receipts minus cash disbursements, producing a weekly ending cash position. The intent is not "perfect accuracy"; it is early warning. We walk through how to populate the forecast with realistic inputs: collections expectations (from an AR list), supplier payment plans (from AP), payroll dates, rent, loan repayments, and tax dates. The forecast is updated weekly so it stays credible and decision-useful. 

Once visibility exists, we implement discipline. Participants learn a simple weekly rhythm:

• Daily (5 minutes): check bank balance + today’s receipts + today’s payments
  
• Weekly (30 minutes): update forecast, approve payments, resolve shortfalls, assign collection actions
  
• Monthly (60 minutes): reconcile cash, clean receivables/payables, reset budgets and targets

The course then provides practical levers that produce results within 7-14 days:

• Accelerate inflows: invoice immediately, use a structured collections cadence, request deposits, tighten terms, and prioritize high-risk receivables
  
• Control outflows: approval limits, payment batching, renegotiated supplier terms, stopping low-value recurring spend, and delaying non-essential purchases
  
• Avoid working-capital traps: disciplined inventory buying and aligning purchasing to confirmed demand
  
• Build resilience: a minimum cash buffer policy plus "sinking funds" for predictable liabilities (taxes, annual renewals)

Participants leave with templates and a clear "next Monday plan" that makes cash control operational: a weekly forecast structure, a payment decision rule, a collections script, and a cash meeting agenda.

Why you should Attend

If you cannot predict your cash position four to eight weeks ahead, you are not managing cash-you are reacting to it. That is when businesses start making expensive decisions: paying the loudest supplier instead of the most critical one, delaying taxes or payroll “just this month,” offering discounts to generate sales that still don’t get collected, or taking short-term debt at punitive terms.

Cash flow problems rarely announce themselves early. They show up when it’s already late: a payroll date you cannot meet, a supplier that refuses to release stock, a landlord who demands payment, or a bank that declines an emergency facility because your numbers are unclear. Even growing businesses can collapse because growth consumes cash-inventory, receivables, hiring-faster than it generates it.

This is not theoretical. CB Insights’ analysis of 101 startup failure post-mortems found that running out of cash was one of the most frequently cited reasons for failure (29%). While your business may not be a “startup,” the mechanism is the same: weak cash visibility plus undisciplined spending equals a preventable liquidity crunch.

This session is built to eliminate guesswork. You will learn a practical weekly routine that forces clarity: what cash is coming in, what must go out, what can be delayed, and what actions improve the next 30-90 days. You will leave with a working structure for a rolling weekly cash forecast and a set of immediate, measurable actions-collections steps, spending controls, and a minimum cash buffer policy-that you can implement the next business day.

Areas Covered in the Session

• Cash vs profit: why businesses feel "busy" but remain cash-stressed
  
• Cash map: commitments, timing, and the top 5 weekly cash drivers
  
• Rolling weekly cash forecast (13-week structure) using direct method 
  
• Collections cadence: what to do at Day 1, 7, 14, 30 overdue
  
• Spending controls: approval matrix, payment batching, and "no-surprise" rules
  
• Building buffers: minimum cash policy + sinking funds
  
• Takeaway pack: forecast template, cash meeting agenda, collections tracker

Who Will Benefit

• Founders / CEOs / Managing Directors
  
• SME Owners / Entrepreneurs
  
• Operations Managers / COOs
  
• Finance Managers / Accountants / Bookkeepers
  
• Branch Managers / Business Unit Heads
  
• Project Managers responsible for budgets/cash